Each client’s personal profile is determined following an individual interview and takes into account numerous factors such as his/her financial situation, personal needs and objectives, the time-horizon envisaged for the investment, and his/her knowledge of finance.

The general profile is then adjusted to take account of any specific investment constraints that the client may wish to fix. For example, he/she can exclude certain categories of securities or sectors from his/her portfolio.

This profile is regularly discussed and adjusted in the light of the results obtained or a change in his/her situation.